Privacy Policy

www.myfundbucket.com ("Website") is owned and operated by Cylsys Bucket Pvt.ltd ("Company"). We are committed to maintaining the confidentiality, integrity and security of all the personal information of our users.


This Privacy Policy explains how we protect personal information provided to us through the Website and how we use that information in connection with our service offered through the Website (the "Service"). "Personal information" for purposes of this Policy means information that identifies you, such as your name, address, phone number or email address.


The Website applies high privacy and security standards to protect your personal information. We regularly re-evaluate our policies and adapt them as necessary to deal with new challenges.


By using the Website and providing any of your personal information like phone number or email you authorize the Company & the Company’s representatives, associates, agents &/ partners to contact you via email and/or phone call and/ sms and offer you the Service for the product you have opted for, impart to you product knowledge, inform you of promotional offers running on the Website & inform you of offers offered by the associated third parties.


Information we collect from you

During your use of the Website, we will collect such information from you including but not limited to:

  • your name,
  • your address,
  • your date of birth,
  • your employment details
  • your contact information,
  • your billing information,
  • your PAN no.,
  • your bank statements,
  • your pay slips,
  • Information relating to your income and expenses obtained through bank SMS scraping and
  • through integration with the service providers, etc.;
  • credit related information that is collected from other sources like the credit bureau;
  • your unique identifiers such as username and password, preferences information and transaction history;
  • information collected through Facebook, Twitter, Linkedin or other social media accounts of the Users which have been linked to the account on the Website.
  • information that you provide when you write directly to us (including by e-mail) or provide us over telephone;
  • any other information that the Website and the Company is required to collect as per specific mandate from any bank or as a requirement under applicable law;
  • Information from you electronically - like the pages viewed, how you navigate through the website and interact with webpages, etc.
  • information about a potential co-loan applicant (should you select this option),
  • From time to time we may request more personal information in order to provide you with other benefits of the Service. In such instances, you will always be given the opportunity to provide or to decline to provide that information, and it will be used only for the stated purpose.


Information Sharing and Disclosure

The Company will not sell or rent your personally identifiable information to anyone other than as specifically noted herein.
The Company may use the information provided by you in the following ways, viz:

  • To establish identity and assess applications;
  • Monitor, improve and administer our Website and the Service;
  • To send you any administrative notices, offer alerts and communications relevant to your use of the Service;
  • To enable you to apply for certain products and services for which you have chosen to apply;
  • For market research, project planning, troubleshooting issues, detecting and protecting against error, fraud or other criminal activity;
  • To enforce the Website’s terms of use
  • To comply with country laws and regulations;
  • To capture the user information given in the application forms and other such information uploaded on the Website by you such as KYC documentation, bank slips and credit information,;
  • Share the information with financial institutions and other lenders to which you wish to apply for a loan or other financial services;
  • use this information in other ways permitted by law.
  • As otherwise set forth in this Privacy Policy.

The Company may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:

  • Third parties for their marketing and promotional purposes, such as the number of users who applied for a loan;
  • Users of the Service for the purpose of comparing of their personal financial situation relative to the broader community.


Such information does not identify you individually. Access to your Registration Information, Account Information and any other personal information you provide is strictly restricted and used only in accordance with specific internal procedures and safeguards governing access, in order to operate, develop or improve the Service. We may also use third party service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they're providing. We require such third parties to maintain the confidentiality of the information we provide to them.


We will take utmost care to ensure that your personal information is not shared with the public and that your transactions on the Website are confidential.


Notwithstanding the foregoing, the Company may sell and/or transfer your personally identifiable information to any successor-in-interest as a result of a sale of any part of the Company’s business or upon the merger, reorganization or consolidation of the Company with another entity.


If you are no longer interested in receiving announcements and other marketing information from us, or you want us to remove any of your personal information that we have collected about you, please e-mail your request to [email protected]


Cookies

Cookies are small data files that a website stores on your computer. We will use cookies on the Website similar to other lending websites and online marketplace websites. Use of this information helps us identify you in order to make our web portal more user friendly. We might also use this information to display advertising from third party companies. Most browsers will let you decline cookies but if you choose to do this it might affect service on some parts of the Website.


We might also use other technology to track how you interact with our portal and employ some third party agencies to use the data on our behalf.


Changes to your registration information

If your Registration Information provided when you applied for a product on the Website changes, you may update it.


We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at [email protected]. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.


Log Files

As is true of most web sites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or click stream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.


Information security

We store and process your personal information on Cloud servers. Weprotect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls and data encryption using SSL, and information access authorization controls.


However, you understand and accept that there’s no guarantee that data transmission over the Internet and its storage will be completely secure and that any information that you transmit to us is at your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third party access to our Website and data bases or other acts of third parties, or acts or omissions beyond our reasonable control and you shall not be entitled to hold the Company responsible or liable for any breach of security. The company also assumes no responsibility for the documents and other data which are manually picked up by the employees or designated service providers under the document pick-up option.


Third party websites

With this policy we’re only addressing the disclosure and use of data collected by us. If you visit any websites through the links on the Website please ensure you go through the privacy policies of each of those websites. Their data collection practices and their policies might be different from this policy and the Company does not have control over any of their policies.


You are responsible for maintaining the confidentiality of your login id and password

You are responsible for maintaining the security of your Login ID and Password, and may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you must contact us immediately at 18001200288. We are not responsible if someone else accesses your account through Registration Information they have obtained from you or through a violation by you of this Privacy and Security Policy or the Website Terms and Conditions of Use.



Disclosure of your information to protect our rights or if required by law

Notwithstanding the foregoing, the Company reserves the right (and you authorize the Company) to share or disclose your personal information when the Company determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:

  • As required by law, such as to comply with a subpoena, or similar legal process
  • When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

Change to this policy

We may update this privacy policy to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.


If you have questions, comments, concerns or feedback regarding this Privacy and Security Policy or any other privacy or security concern, send an e-mail to [email protected]